News feed | Mortgage Broker & Advisor

Oct 06

Guide to Interest-only Loans: Costs and Consequences

By marketing@top4.com.au News, Refinancing My Home Loan

When considering a home mortgage, there are several choices to evaluate based on your financial capacity and individual requirements. Two primary options are the Principal & Interest mortgage and the Interest-only mortgage. It's essential to thoroughly understand the implications of the Interest-only mortgage to ensure it aligns with your long-term…

Oct 03

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October cash rate remains unchanged at 4.10%

By afg_admin News, RBA Updates

The Reserve Bank of Australia (RBA) has again decided to hold the official cash rate at 4.10%. The decision comes despite annual inflation increasing to 5.2% in August 2023, the first rise in four months.

Sep 29

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RBA’s Potential Rate Cuts: Unravelling AMP Chief Economist’s Forecast

By marketing@top4.com.au News, RBA Updates

In the dynamic landscape of global economics, interest rates often serve as the thermometer indicating the overall health and direction of an economy. Recently, whispers and predictions about the Reserve Bank of Australia's (RBA) potential moves have been rife. Leading the discourse, Shane Oliver, AMP's chief economist, has brought forth…

Sep 20

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Mortgage Brokers Lead the Way: A Decade of Growth and Trust

By marketing@top4.com.au Buying My First Home, Investing In Property, News

In the ever-evolving landscape of the Australian housing market, one profession has steadily risen to prominence over the past decade – mortgage brokers. A decade ago, they accounted for a modest 45% of all home loans arranged in the country. Five years later, that number had grown to 54%, and…

Sep 15

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Home Loans in Australia: A Comprehensive Guide to Homeownership

By marketing@top4.com.au Buying My First Home, News, Refinancing My Home Loan

This comprehensive guide will help you navigate the world of home loans in Australia and make informed decisions to secure your dream home. Chapter 1: Types of Home Loans Before diving into the process, it's essential to know your options. Variable-Rate Loans: These loans offer flexibility with interest rates that…

Sep 11

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Monthly Winner for September 2023

By afg_admin Competitions, News

Congrats to our September Winner — Philip wins a $500 Bunnings voucher! We appreciate your feedback, that’s why each month we give our customers who have recently settled a loan the chance to go in the competition to win a small thank-you gift. This month’s winner is Philip, and they've…

Sep 05

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September cash rate remains unchanged at 4.10%

By afg_admin News, RBA Updates

For the third consecutive month, The Reserve Bank of Australia (RBA) has decided to hold the official cash rate at 4.10%. The decision to maintain the cash rate at 4.10% comes after the monthly Consumer Price Index (CPI) fell to 4.9% in July, down from a peak of 8.4% in…

Aug 31

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The Pros and Cons of Fixed vs. Variable Interest Rates

By marketing@top4.com.au Finance Help, News

When it comes to making a significant financial decision, few choices are as crucial as selecting between fixed and variable interest rates. These two options form the cornerstone of lending and borrowing, influencing everything from mortgages to personal loans. Understanding the advantages and disadvantages of each can empower you to…

Aug 29

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Welcome to the Spring edition of Haven

By afg_admin Home Lifestyle Tips, News

As we emerge from the hibernation of winter months, I hope you're feeling spring in the air in your hood. Are you looking to refinance soon? With most lenders looking at your last three months of financial activity to access your ability to repay a loan, we've got some hints…

Aug 16

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How Australian Borrowers Strategically Navigate the Mortgage Cliff

By marketing@top4.com.au News

In the ever-evolving landscape of the Australian real estate market, a new challenge has emerged that's grabbed the attention of borrowers nationwide: the looming mortgage cliff. With all the interest rate hikes, and economic uncertainties casting shadows, Aussie borrowers embarked on a race to secure their financial stability. In this…

Mortgages: Latest News

Guide to Interest-only Loans: Costs and Consequences

October cash rate remains unchanged at 4.10%

RBA’s Potential Rate Cuts: Unravelling AMP Chief Economist’s Forecast

Mortgage Brokers Lead the Way: A Decade of Growth and Trust

Home Loans in Australia: A Comprehensive Guide to Homeownership

Monthly Winner for September 2023

September cash rate remains unchanged at 4.10%

The Pros and Cons of Fixed vs. Variable Interest Rates

Welcome to the Spring edition of Haven

How Australian Borrowers Strategically Navigate the Mortgage Cliff

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