News feed | Mortgage Broker & Advisor

Nov 07

RBA cash rate for November increased to 4.35%

By afg_admin News, RBA Updates

Following four consecutive monthly pauses, The Reserve Bank of Australia (RBA) has raised the official cash rate by 0.25% to 4.35%. The decision to increase the cash rate follows the recent release of higher than anticipated September 2023 quarter inflation numbers.

Nov 01

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Common Refinancing Mistakes Homeowners Should Avoid

By marketing@top4.com.au Business Loan Help, Finance Help, Home Lifestyle Tips, News, Refinancing My Home Loan

The dynamic subject of refinancing frequently comes to the fore. It is important to proceed cautiously when refinancing if you are looking to link your current loans or intend to get a better offer. When done wisely, refinancing can result in significant savings. But if you make common mistakes, it…

Oct 27

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First Homeowner’s Guide: Navigating the Australian Property Market

By marketing@top4.com.au Buying My First Home, Home Lifestyle Tips, News

The property market, which is currently on the rise, can be compared to a well-choreographed dance. It requires precise timing, careful planning, and a smart strategy. As a first home buyer, it's understandable if you have limited experience in the market. However, with the right knowledge and strategies, you can…

Oct 16

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How Your Employment Status Affects Your Mortgage Approval?

By marketing@top4.com.au Buying My First Home, Finance Help, News

The dynamics of the mortgage market have seen significant shifts. Various factors such as global economic changes, interest rate movements, and evolving job market landscapes have all played a role. For potential homeowners, understanding your employment type's influence on your mortgage prospects is crucial before filling out an application. This…

Oct 09

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Monthly Winner for October 2023

By afg_admin Competitions, News

Congrats to our October Winner — Brock wins a $500 Bunnings voucher! We appreciate your feedback, that’s why each month we give our customers who have recently settled a loan the chance to go in the competition to win a small thank-you gift. This month’s winner is Brock, and they've…

Oct 06

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Guide to Interest-only Loans: Costs and Consequences

By marketing@top4.com.au News, Refinancing My Home Loan

When considering a home mortgage, there are several choices to evaluate based on your financial capacity and individual requirements. Two primary options are the Principal & Interest mortgage and the Interest-only mortgage. It's essential to thoroughly understand the implications of the Interest-only mortgage to ensure it aligns with your long-term…

Oct 03

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October cash rate remains unchanged at 4.10%

By afg_admin News, RBA Updates

The Reserve Bank of Australia (RBA) has again decided to hold the official cash rate at 4.10%. The decision comes despite annual inflation increasing to 5.2% in August 2023, the first rise in four months.

Sep 29

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RBA’s Potential Rate Cuts: Unravelling AMP Chief Economist’s Forecast

By marketing@top4.com.au News, RBA Updates

In the dynamic landscape of global economics, interest rates often serve as the thermometer indicating the overall health and direction of an economy. Recently, whispers and predictions about the Reserve Bank of Australia's (RBA) potential moves have been rife. Leading the discourse, Shane Oliver, AMP's chief economist, has brought forth…

Sep 20

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Mortgage Brokers Lead the Way: A Decade of Growth and Trust

By marketing@top4.com.au Buying My First Home, Investing In Property, News

In the ever-evolving landscape of the Australian housing market, one profession has steadily risen to prominence over the past decade – mortgage brokers. A decade ago, they accounted for a modest 45% of all home loans arranged in the country. Five years later, that number had grown to 54%, and…

Sep 15

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Home Loans in Australia: A Comprehensive Guide to Homeownership

By marketing@top4.com.au Buying My First Home, News, Refinancing My Home Loan

This comprehensive guide will help you navigate the world of home loans in Australia and make informed decisions to secure your dream home. Chapter 1: Types of Home Loans Before diving into the process, it's essential to know your options. Variable-Rate Loans: These loans offer flexibility with interest rates that…

Mortgages: Latest News

RBA cash rate for November increased to 4.35%

Common Refinancing Mistakes Homeowners Should Avoid

First Homeowner’s Guide: Navigating the Australian Property Market

How Your Employment Status Affects Your Mortgage Approval?

Monthly Winner for October 2023

Guide to Interest-only Loans: Costs and Consequences

October cash rate remains unchanged at 4.10%

RBA’s Potential Rate Cuts: Unravelling AMP Chief Economist’s Forecast

Mortgage Brokers Lead the Way: A Decade of Growth and Trust

Home Loans in Australia: A Comprehensive Guide to Homeownership

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