It’s the ultimate property conundrum – buy or rent? The answer is: it depends. Annoying, right? But don’t be discouraged. It’s not an impossible question to answer. It just means the key factors you need to consider – prices, rent, interest rates – are constantly shifting. It’s worth diving into…
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The lowdown on what people are really looking at when they wander through your home. If you’ve ever spent hours agonising over a light fitting, only to wonder if anyone other than you will notice it, listen up. Here’s just the study for you. Researchers have used eye-tracking technology to…
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2023 will ring in changes to stamp duty and home-buyer schemes around the country. Here’s a quick fly-over of shifts at national and State level set to kick in this year. NATIONAL Help to Buy The Albanese Government’s flagship housing policy Help to Buy is expected to launch in July this…
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Congrats to our February Winner – Jake wins a $500 Bunnings voucher! We appreciate your feedback, that’s why each month we give our customers who have recently settled a loan the chance to go in the competition to win a small thank-you gift. This month’s winner is Jake, and he’s…
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As we enter the new year, many of us are thinking about our financial goals and options. In such a dynamic property market, it can be hard to navigate the ever-changing options available. But with the help of a mortgage broker, you can make this your year! Why Choose…
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The Reserve Bank of Australia (RBA) today decided to increase the official cash rate for the ninth consecutive time, this time by 0.25% to 3.35%. Following a higher than expected inflation rate of 7.8% in December, the RBA continues to attempt to rein in inflation with this latest increase. If…
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Buying a house with cash may seem ideal for avoiding mortgage debt, but you should consider factors before making a decision. Can you buy a house with cash? You can buy a house with cash if you have enough funds, and it's not exclusive to the wealthy. 1 in…
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Congrats to our January Winner – Bill wins a $500 Bunnings voucher! We appreciate your feedback, that’s why each month we give our customers who have recently settled a loan the chance to go in the competition to win a small thank-you gift. This month’s winner is Bill, and he’s…
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In the past few years, the Australian housing market has been in a state of flux, with rising prices, increased supply, and shifts in buyer demand. As the market continues to evolve, it's important for potential homeowners and investors to stay up-to-date on the current trends and understand what the…
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As reported in the past few weeks, the RBA has raised the official cash rate by 25 basis points to 3.1%, the eighth increase in as many months, resulting in rising home loan interest rates. This can affect even borrowers with fixed-rate home loans in a few different ways. How…
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