News Archives - Finance First

Apr 23

Mortgage Broker or Real Estate Agent: Who Should You Talk to First

By marketing@top4.com.au Buying My First Home, News

When buying a home in Queensland, especially in Rockhampton or surrounding areas, getting the order right matters. Knowing whether to speak to a mortgage broker or a real estate agent first can make a difference. Here’s a clear guide on how to approach the process. Understand Your Finances with a…

Apr 10

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Monthly Winner for April 2025

By afg_admin Competitions, News

Congrats to our April Winner — Deana wins a $500 Good Guys voucher! We appreciate your feedback, that’s why each month we give our customers who have recently settled a loan the chance to go in the competition to win a small thank-you gift. This month’s winner is Deana, and…

Apr 07

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How to Use Your Home’s Equity to Your Advantage and Boost Your Mortgage

By marketing@top4.com.au News, Refinancing My Home Loan

If your property has gone up in value, you're probably excited about the news. An increase in your home’s value means more equity—the portion of your home that you actually own. While this is great news, it’s important to understand how this change can affect your mortgage and how you…

Apr 01

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Cash rate update for April 2025

By afg_admin News, RBA Updates

The Reserve Bank of Australia (RBA) has announced a hold on the cash rate of 4.10% at today’s meeting. The Reserve Bank’s decision to hold the cash rate reflects a cautious and considered approach amid a complex domestic and global economic environment. Ongoing global trade uncertainties and the approaching federal…

Mar 14

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Common Home Loan Mistakes and How to Avoid Them

By marketing@top4.com.au Business Loan Help, News

Applying for a home loan is a significant financial step, especially for first-time homebuyers. However, many applicants make mistakes when applying for a home loan that can hurt their chances of securing the best mortgage rate or getting approved at all. These mistakes can include overlooking the importance of your…

Mar 11

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Monthly Winner for March 2025

By afg_admin Competitions, News

Congrats to our March Winner — Darby wins a $500 Bunnings voucher! We appreciate your feedback, that’s why each month we give our customers who have recently settled a loan the chance to go in the competition to win a small thank-you gift. This month’s winner is Darby, and they’ve…

Feb 28

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Lower Interest Rates in 2025 – How the RBA’s Cash Rate Cut Benefits You

By marketing@top4.com.au News, RBA Updates

The Reserve Bank of Australia (RBA) has made a significant monetary policy decision by cutting the cash rate to 4.10% in February 2025. This move marks the first reduction since 2020, signaling a shift in Australia's economic strategy amid changing market conditions. The decision has sparked discussions about its impact…

Feb 27

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Welcome to the Autumn 2025 edition of Haven

By afg_admin Home Lifestyle Tips, News

Temperatures are starting to cool down and many of us are breathing a sigh of relief that the kids have returned to school. As housing affordability plunges to an all-time low, a tree change looks more appealing than ever. You certainly get more bang for your buck outside the city,…

Feb 19

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Cash rate update for February 2025

By afg_admin News

The Reserve Bank of Australia (RBA) has today decided to decrease the cash rate by 0.25% to 4.10%, the first decrease since November 2020. Today’s welcome news for mortgage holders is the result of the RBA being confident that inflation is remaining steady, with the current headline inflation rate at…

Feb 14

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Home Values Could Rise 6.1% for Every Cash Rate Drop – What It Means for Rockhampton Buyers

By marketing@top4.com.au Investing In Property, News

If you're looking to buy a home or invest in property, you’ve probably noticed how much interest rates can affect house prices. According to recent analysis from Broker Daily, national home values could increase by 6.1% for every 1 percentage point drop in the cash rate. This research highlights the…

News

Mortgage Broker or Real Estate Agent: Who Should You Talk to First

Monthly Winner for April 2025

How to Use Your Home’s Equity to Your Advantage and Boost Your Mortgage

Cash rate update for April 2025

Common Home Loan Mistakes and How to Avoid Them

Monthly Winner for March 2025

Lower Interest Rates in 2025 – How the RBA’s Cash Rate Cut Benefits You

Welcome to the Autumn 2025 edition of Haven

Cash rate update for February 2025

Home Values Could Rise 6.1% for Every Cash Rate Drop – What It Means for Rockhampton Buyers

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