Finance Help

When you're looking for a new home loan, the question is not, 'How much can I borrow?' Instead you should be asking, 'How much can I afford to repay?' This key factor is one of the ways lenders work out the size of your loan, and it's called 'serviceability.'

The way banks assess you and a loan application have changed in recent years. A credit score is now something they look at as an indicator of your ability to service a loan. By following a few simple tips and getting into good habits, you can improve your score and…

Saving can be simple when you know how. Yes, sacrifice is needed to get ahead but you can also be frugal without being a total scrooge. Follow our 50 tips to sneak more savings into your life.