marketing@top4.com.au, Author at Finance First

Feb 28

What is Pre-approval? A guide for first Homeowners

By marketing@top4.com.au Finance Help, News

Your way to buying your dream home feels more like a hurdle than a straight road. You might find yourself stuck, unable to make a move because you’re unsure how much you can borrow or not yet familiar with all the terms on housing mortgage. Or worse, you might miss…

Feb 07

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RBA's Update Mortgage Broker Rockhampton

RBA February 2024 Insights: Rockhampton Real Estate Trends & Tips

By marketing@top4.com.au Investing In Property, News, RBA Updates

The property market in early 2024 presents a landscape filled with opportunities yet fraught with uncertainties with property values continuing their upward march and the Reserve Bank of Australia (RBA) holding interest rates steady. On one hand, it provides a degree of predictability for mortgage repayments in the near term.…

Jan 19

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Why Clients Are Choosing Mortgage Brokers Over Banks: An Overview

By marketing@top4.com.au News

Did you know that there’s a growing number of Australians turning to mortgage brokers instead of banks for their home loan needs? The year 2023 has seen a remarkable shift in this trend. Recent reports from the Australian Financial Complaints Authority (AFCA) reveal that mortgages rank among the top five…

Jan 04

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First Home Buyers in Rockhampton 2024: An Ultimate Guide

By marketing@top4.com.au News

According to recent data, Rockhampton's property market has shown remarkable resilience, with house prices climbing by about 9%. Interestingly, the average value of homes in Rockhampton has increased, and both auction and private treaty clearance rates have remained strong throughout the year. This guide created for first homebuyers in early…

Dec 14

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A Christmas Homeowner Gifts: Queensland’s Grant and RBA’s Steady Rate

By marketing@top4.com.au News

Just like the festive season arriving laden with gift-wrapped presents, the RBA's decision to keep the cash rate steady is like finding a beautifully wrapped present under the Christmas tree for Australian homeowners. This pause in rate hikes, especially after a year of increases, is a welcome relief amidst the…

Dec 04

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Resilient Rockhampton: Property Market Upwards in 2024

By marketing@top4.com.au Finance Help, Investing In Property, News

As we're on 2024, the Australian housing market continues to capture significant interest from homeowners, investors, and economic analysts. Despite various economic challenges, the market shows resilience and growth, especially near Queensland cities such as Rockhampton. This article will discuss the trends, predictions, and potential opportunities in the Australian housing…

Nov 09

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How the Cash Rate Hike Impacts Your Mortgage

By marketing@top4.com.au Finance Help, News, RBA Updates

As a homeowner with a mortgage, changes to the cash rate by the Reserve Bank of Australia (RBA) can have a direct impact on your pocket. The cash rate is a critical factor in determining the interest rate you pay on your loan. When the RBA decides to increase the…

Nov 01

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Common Refinancing Mistakes Homeowners Should Avoid

By marketing@top4.com.au Business Loan Help, Finance Help, Home Lifestyle Tips, News, Refinancing My Home Loan

The dynamic subject of refinancing frequently comes to the fore. It is important to proceed cautiously when refinancing if you are looking to link your current loans or intend to get a better offer. When done wisely, refinancing can result in significant savings. But if you make common mistakes, it…

Oct 27

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First Homeowner’s Guide: Navigating the Australian Property Market

By marketing@top4.com.au Buying My First Home, Home Lifestyle Tips, News

The property market, which is currently on the rise, can be compared to a well-choreographed dance. It requires precise timing, careful planning, and a smart strategy. As a first home buyer, it's understandable if you have limited experience in the market. However, with the right knowledge and strategies, you can…

Oct 16

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How Your Employment Status Affects Your Mortgage Approval?

By marketing@top4.com.au Buying My First Home, Finance Help, News

The dynamics of the mortgage market have seen significant shifts. Various factors such as global economic changes, interest rate movements, and evolving job market landscapes have all played a role. For potential homeowners, understanding your employment type's influence on your mortgage prospects is crucial before filling out an application. This…

marketing@top4.com.au

What is Pre-approval? A guide for first Homeowners

RBA February 2024 Insights: Rockhampton Real Estate Trends & Tips

Why Clients Are Choosing Mortgage Brokers Over Banks: An Overview

First Home Buyers in Rockhampton 2024: An Ultimate Guide

A Christmas Homeowner Gifts: Queensland’s Grant and RBA’s Steady Rate

Resilient Rockhampton: Property Market Upwards in 2024

How the Cash Rate Hike Impacts Your Mortgage

Common Refinancing Mistakes Homeowners Should Avoid

First Homeowner’s Guide: Navigating the Australian Property Market

How Your Employment Status Affects Your Mortgage Approval?

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